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Auto Insurance FAQs
Everything you need to know before choosing coverage
What is auto insurance?
Auto insurance provides financial protection against accidents, theft, liability, and vehicle damage.
Is auto insurance mandatory?
Yes, most U.S. states require minimum liability coverage to legally drive.
What does liability coverage include?
It covers bodily injury and property damage caused to others in an accident.
What is collision coverage?
Collision coverage pays for damage to your vehicle after an accident, regardless of fault.
What is comprehensive coverage?
Covers non-collision incidents such as theft, fire, vandalism, and weather damage.
What is uninsured motorist coverage?
Protects you if you're hit by a driver with no insurance or insufficient coverage.
How are insurance premiums calculated?
Premiums depend on age, driving history, location, vehicle type, and coverage level.
Are discounts available?
Yes. Discounts may apply for safe drivers, bundling policies, good students, and more.
How do I file a claim?
Claims can be filed online or directly with the insurance provider we connect you to.
How long does claim processing take?
Processing time varies but typically ranges from a few days to a couple of weeks.
Can I switch insurers anytime?
Yes, you can change insurers at any time, but cancellation fees may apply.
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